Your Homeowners Policy Probably Has a Deductible You’ve Never Noticed — Here’s Where to Look
Most homeowners I work with know what their deductible is. They say something like, “I think it’s $1,000” or “we have a $2,500 deductible.” What they almost always mean is their all-peril deductible — the baseline amount they pay out of pocket before coverage kicks in on most claims. What they do not know is…