Do You Have Coverage Gaps? Take Our Free AI Coverage Confidence Score

Most people assume their insurance coverage is “good enough” — until a claim gets denied, a life event creates an unexpected gap, or they realize they’ve been paying for overlapping coverage while leaving real risks unprotected.

We built something to help you find out exactly where you stand — in under 90 seconds.

Introducing the Coverage Confidence Score

The Coverage Confidence Score is a free AI-powered diagnostic built for TARC readers. Answer 5 questions about your current coverage situation, and our AI generates a personalized score from 0-100 along with a complete gap analysis — identifying your strengths, your exposed areas, and one specific first action you should take right now.

What Makes It Different

• No generic results. Every score is generated in real-time by AI based on your exact 5 answers. Two people with different situations get completely different assessments.
• Scored on 5 dimensions: coverage awareness, policy recency, life event alignment, risk tolerance, and budget optimization.
• Immediate action step. You get one specific “first move” to improve your coverage — not a list of 20 things to do.
• Free. No credit card, no sales call required to get your score.

Who This Is For

This tool is designed for anyone who:

• Has not reviewed their insurance policies in the last 2+ years
• Recently went through a major life change (marriage, kids, home purchase, new business)
• Wants to know if they are overpaying, underprotected, or both
• Prefers a fast, objective read on their situation before speaking with an agent

How It Works

The assessment takes about 90 seconds. You answer 5 questions covering your coverage awareness, how recently you reviewed your policies, whether your coverage reflects your current life situation, your approach to financial risk, and your monthly premium budget. Our AI analyzes your profile and returns a Coverage Confidence Score (0-100), a profile badge, a personalized 2-3 sentence summary, your top strengths, your most critical gaps, your single highest-leverage first move, and a share card so you can benchmark against others.

Take the Assessment Now

Your score is waiting. It takes 90 seconds and costs nothing. Find out whether you are COVERAGE CRITICAL, have SIGNIFICANT GAPS, are MODERATELY PROTECTED, WELL COVERED, or FULLY PROTECTED.

The Coverage Confidence Score is provided free of charge as an educational tool. It is not a substitute for professional insurance advice.