Terms of Service

Effective Date: March 12, 2026

By accessing or using tarclg.com, you agree to be bound by these Terms of Service. If you do not agree, please do not use our website.

1. Nature of Services

TARC Legacy Group provides homeowner insurance analysis and education services, including Coverage Score assessments, Guided Audits, and Annual Monitoring. TARC is not a licensed insurance agent or broker and does not sell insurance products. Our services are strictly educational and advisory in nature.

2. No Conflict of Interest

TARC Legacy Group holds no license to sell insurance and receives no commissions or referral fees from insurance carriers. Our analysis is provided solely in the interest of the homeowner.

3. Not a Substitute for Professional Advice

The information and reports provided by TARC Legacy Group are for educational purposes only and do not constitute legal, financial, or insurance advice. You should consult a licensed insurance professional before making changes to your policy.

4. Use of the Site

You agree to use tarclg.com for lawful purposes only. Unauthorized reproduction, distribution, or modification of site content is prohibited.

5. Payment and Refunds

Paid services such as the Guided Audit ($47) are subject to the payment terms presented at checkout. Please contact us within 48 hours of purchase if you have concerns about your order.

6. Limitation of Liability

TARC Legacy Group shall not be liable for any indirect, incidental, or consequential damages arising from reliance on our reports or services. Coverage outcomes are determined solely by your insurance carrier.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted with a revised effective date. Continued use of the site constitutes acceptance.

8. Contact

For questions, contact us through our Contact page at tarclg.com/contact.